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	J&D Benefits Inc. J&D Benefits Inc. Work 8901 Woodbine Avenue Suite 228 Markham ON L3R 9Y4 Canadawork Work Phone: (905) 477-7088work Work Phone: 1 (800) 218-7018work Work Fax: (905) 477-2249workfax Work Email: cbain@jdbenefits.comINTERNET
Show Notes \| Show Bio	J&D Benefits Inc. – Company Website \| Show Map \|
Notes Founded in 1986 to meet the increasing demand for more efficient employee benefit programs, J&D Benefits has since grown into a leading provider of benefit programs and administrative services for companies of every size. Based in Markham, Ontario with a full line of consulting and administrative services and solutions, J&D Benefits can help you achieve your business and financial goals. Benefits are a vital part of your business; they touch people’s lives and support the well being of your employees. At J&D Benefits, we work to understand your needs and objectives as part of our full service approach to group benefit management and consulting. Among our specialties we include best-in-class online administration and enrollment tools for flexible benefits, as well as dollar/hour banking benefit plans. We provide ongoing support including on-site Investment Planning/Retirement Planning seminars and access to our team of investment professionals, as well as individual financial planning consultations. J&D can help prepare your employees for a graceful transition to retirement and the next phase of their lives. Better benefits and benefit programs mean a more cost efficient business with happier, healthier employees. Your organization will enjoy higher morale and employee retention as well as stabilized costs, while your employees benefit from an array of services and financial security for themselves and their families. Let J&D benefit your future. Biography Celine Bain has worked in the insurance industry since 2008, previously with Marsh Canada Limited before she made the move to J&D Benefits in 2010. She specializes in cost-effective, innovative solutions for small group and individual clients, ranging from standard group benefit solutions, to Health Spending Accounts. Celine works to clarify the needs of clients, and create a unique solution to fit their organization and budget. Her responsibilities include client retention, renewal negotiations, and new business generation. She is a member of the Insurance Institute of Canada and Advocis Toronto. Celine’s undergraduate studies were completed at Wilfrid Laurier University, where she obtained her Honours BBA. She currently holds a Chartered Insurance Profesional (CIP) designation from the Insurance Institute of Canada.

	Jennifer Brouwer design Jennifer Brouwer designInterior design Work Markham Ont L3P 1J4 Canadawork Home Phone: 905 940 3333home Personal Email: home@jenniferbrouwerdesign.comINTERNET
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Biography Happiness is not something you postpone for the future; it is something you design for the present.” Our clients have lofty expectations. Many have reached a point in their lives where personal happiness is no longer something they wait for. Especially when it comes to their home environment. Although our overall role is to use our interior design knowledge and abilities to make sure we help you create a living space that meets your needs and wants, the most valuable service we provide is helping our clients separate fantasy from reality. Fantasy leads to a fabulous over-budget home the owner can’t afford to furnish or complete. Reality involves careful planning, trust and a mutually respectful relationship that results in a comfortable journey towards a realistic dream outcome. “taking funds from Peter to pay Paul MAY BE THE SOLUTION HERE?” Your choice of interior designer is the most important new home building or renovation project decision you will make. If you’re looking for a designer who is happy tag along and help you spend your money oblivious to the outcome, we’re not for you. But if you want to work with a firm who isn’t afraid to ruffle your feathers if you veer off the reality trail, please read on. Working with Jennifer Brouwer Design is all about a comfortable journey that may include a few exciting twists and daring turns but in the end delivers a result that is truly original. Throughout the process of interpreting your ideas to create a customized luxury home interior, we use a palette of favourite interior design elements to create your unique personal statement. Elegance, comfort and inspiration always seem to find their rightful place during the experience. As lead designer and owner, Jenn Brouwer’s design outcomes are distinguished by her signature warmth, personal approach, and wherever fitting, the use of existing materials in an innovative manner. After 13 years in the industry, she and her team of design professionals have created over 300 interior design renovation projects from Rosedale to Oakville. Whether she’s called in from the beginning during the construction of a home or brought in to remodel an entire floor or room, Brouwer brings the same “how can we maximize value and happiness” to every project. From “jaw dropping” great rooms to “all you could ever of dream of” kitchens, Jennifer Brouwer Design ties everything with a seamless integration of your home’s architecture and surroundings. Our simple promise: Responsible interior design that will make you happy. And everyone who sees it…envious. Recognition by Spectacular Homes as one of Toronto’s finest interior designers, national media coverage on television and in newspapers and magazines are accepted with silent appreciation. But the praise we value most comes from our clients.

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